:root{--navy:#071b3b;--blue:#1168ee;--green:#08bf72;--ink:#12233f;--muted:#64748b;--line:#dfe8f3;--soft:#f4f8fd;--white:#fff;--warn:#fff7e8;--warnline:#f0cf8b}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.68;background:#fff}a{color:#0b5fd7}.wrap{width:min(1060px,calc(100% - 36px));margin:auto}.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{height:40px;width:auto;display:block}.navlinks{display:flex;gap:18px;align-items:center;font-size:14px;font-weight:750}.navlinks a{text-decoration:none;color:#42526b}.navlinks a:hover{color:var(--blue)}.hero{background:linear-gradient(180deg,#f6faff,#fff);padding:64px 0 38px}.crumb{font-size:13px;color:#75839a}.crumb a{color:#60728e;text-decoration:none}.eyebrow{display:inline-flex;margin-top:22px;border:1px solid #bfd6f8;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:800;color:#1551aa;background:#fff}h1{font-size:52px;line-height:1.04;letter-spacing:-.04em;color:var(--navy);max-width:900px;margin:18px 0 16px}.dek{font-size:20px;color:#56667f;max-width:820px}.meta{font-size:13px;color:#7b889a;margin-top:16px}.layout{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:50px;padding:42px 0 74px}.article h2{font-size:31px;line-height:1.15;letter-spacing:-.025em;color:var(--navy);margin:42px 0 12px}.article h3{font-size:21px;color:var(--navy);margin:28px 0 8px}.article p,.article li{font-size:17px}.article p{margin:0 0 18px}.article ul{padding-left:22px}.callout{border:1px solid var(--line);background:#f8fbff;border-radius:18px;padding:18px 20px;margin:24px 0}.risk{border-color:var(--warnline);background:var(--warn)}.cta{background:linear-gradient(135deg,#071b3b,#124d91);color:#fff;border-radius:22px;padding:24px;margin:30px 0}.cta h3{color:#fff;margin:0 0 8px}.cta p{color:#d9e7fa}.btn{display:inline-block;background:#fff;color:var(--navy);text-decoration:none;font-weight:850;padding:12px 16px;border-radius:11px}.tablewrap{overflow:auto;border:1px solid var(--line);border-radius:16px;margin:20px 0}table{width:100%;border-collapse:collapse;min-width:680px}th,td{text-align:left;vertical-align:top;padding:14px 15px;border-bottom:1px solid var(--line)}th{background:#f5f9fe;color:var(--navy)}tr:last-child td{border-bottom:0}.side{position:sticky;top:98px;align-self:start}.sidebox{border:1px solid var(--line);border-radius:18px;padding:18px;background:#fff;margin-bottom:18px}.sidebox h3{margin:0 0 10px;color:var(--navy);font-size:18px}.sidebox a{display:block;text-decoration:none;margin:9px 0;font-size:14px}.small{font-size:13px;color:#728096}.sources{font-size:14px;color:#637089;border-top:1px solid var(--line);padding-top:20px}.footer{border-top:1px solid var(--line);padding:30px 0 70px;color:#718096;font-size:12px}.foot{display:flex;justify-content:space-between;gap:24px}.links{display:flex;gap:16px;flex-wrap:wrap}.faq details{border-bottom:1px solid var(--line);padding:15px 0}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.related a{display:block;border:1px solid var(--line);border-radius:15px;padding:16px;text-decoration:none;color:var(--navy);font-weight:800;background:#fff}
@media(max-width:850px){.layout{grid-template-columns:1fr}.side{position:static}.navlinks{display:none}h1{font-size:42px}.related{grid-template-columns:1fr}.foot{display:block}.links{margin-top:12px}}
@media(max-width:560px){.wrap{width:min(100% - 26px,1060px)}h1{font-size:36px}.dek{font-size:18px}.hero{padding-top:38px}.article p,.article li{font-size:16px}}
.consent-banner{display:none;position:fixed;left:18px;right:18px;bottom:18px;max-width:760px;margin:auto;background:#fff;border:1px solid var(--line);box-shadow:0 14px 50px rgba(10,38,78,.18);border-radius:16px;padding:15px 17px;z-index:60;align-items:center;gap:18px}.consent-banner.show{display:flex}.consent-banner p{margin:0;font-size:13px;color:#52637d;flex:1}.consent-actions{display:flex;gap:8px}.consent-actions button{border-radius:9px;padding:9px 11px;font-weight:800;cursor:pointer}.consent-deny{background:#fff;border:1px solid var(--line);color:var(--navy)}.consent-allow{background:var(--navy);border:1px solid var(--navy);color:#fff}@media(max-width:650px){.consent-banner.show{display:block}.consent-actions{margin-top:10px}.consent-actions button{flex:1}}